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EOOD, OOD, sole trader, JSC, or freelancer: 2026 comparison

The choice determines your liability, tax burden, and administrative costs for years to come. The table compares the five most common options in Bulgaria in 2026.

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Updated · Author: Hristo Ivanov, chief accountant · about the author

Picker · 4 questions

1. How many owners will the business have?
2. Expected annual income (revenue minus costs)
3. Your clients are mainly
4. Will you hire employees in year one?

Recommendation

    A starting point, not advice. The final choice depends on your real costs, insurable income and investor plans.

    Comparison table

    CriterionEOOD / OODSole trader (ET)JSC (AD)Freelancer
    Liabilitylimited to the capitalunlimited, with personal assetslimited to the capitalunlimited
    Minimum capital€1none€25,565none
    Income tax10% CIT + 5% dividend15% under the Personal Income Tax Act10% CIT + 5% dividend10% under the Personal Income Tax Act after a 25% flat-rate deduction
    Social securityself-insured person, chosen incomeself-insured person, annual reconciliationdirectors under a management contractself-insured person, reconciliation
    RegistrationCommercial Register, 1–2 daysCommercial Register, 1–2 daysCommercial Register, 3–7 daysBULSTAT, 1–3 days
    Annual reportsannual financial statement filed with the Register by 30 Sepsimplified annual financial statementannual financial statement with audit above thresholdsno annual financial statement; annual tax return by 30 Apr
    Best suited formost small businesses and freelancerssmall-scale trade, craftsinvestors, more complex structureconsultants, creatives, IT contractors

    Quick guide

    • EOOD — single owner, expected profit above ~€15,000 a year, or working with EU companies.
    • OOD — two or more partners; the articles of association govern the relationship.
    • Freelancer — consultants with low costs: a 25% flat-rate deduction, no bookkeeping under the Accountancy Act.
    • Sole trader (ET) — losing popularity because of unlimited liability and the 15% rate.
    • JSC (AD) — for investors and more complex ownership structures.

    Example: €30,000 annual profit

    EOOD (self-insured on €620.20)Freelancer
    Annual social security~€2,069 (27.8%)~€2,069 on the minimum + reconciliation
    Tax10% CIT + 5% dividend ≈ €4,00010% on 75% of income ≈ €2,250 before reconciliation
    Bookkeepingsubscription from €150/mo.one annual closing
    Commentmore favorable with growth and VATcheaper with low costs and no employees

    The figures are indicative and depend on the chosen insurance income and actual costs. For a specific calculation, use the free consultation.

    Frequently asked questions

    Can I change the legal form later?

    +

    A sole trader (ET) can convert into an EOOD by transferring the enterprise; an EOOD becomes an OOD by admitting a partner. Moving from freelancer status to an EOOD requires a new registration.

    What are "statutory flat-rate expenses"?

    +

    For freelance/liberal professions, the law recognizes 25% of income as expenses without supporting documents; the remainder is taxed. Actual costs are not taken into account.

    Is there a minimum capital requirement for an OOD in 2026?

    +

    Yes — €1. In practice, capital of €50–€500 is registered for a better standing with banks and partners.

    Sources

    Commerce Act; Personal Income Tax Act (Art. 29, Art. 48); Corporate Income Tax Act; Accountancy Act; 2026 State Social Insurance Budget Act. Verified on 3 September 2026.

    Please note

    Bulsmetka is a private accounting firm, not a government authority. This information is general in nature and does not replace individual consultation. State fees are invoiced at cost.

    Related pages

    Register an EOODRegister an OODFreelancer / BULSTAT registrationTaxes 2026